This policy outlines the terms for refunds, returns, and cancellations for services and products offered by Physio Wealth Care. By booking a service or purchasing a product, you agree to the following terms.

1. Cancellation Policy
Appointments and consultations can be canceled or rescheduled at least 24 hours prior to the scheduled time. Requests made within less than 24 hours may not be eligible for a refund. Physio Wealth Care reserves the right to reschedule or cancel appointments due to unforeseen circumstances, in which case an alternative slot or full refund will be offered.

2. Refund Policy for Services
Refunds for booked services are applicable only if the cancellation is made within the allowed time frame. Once a session has been conducted, no refund will be provided. In case of prepaid packages, refunds will be considered only for unused sessions and may be subject to deductions.

3. Refund Policy for Products
Refunds for physical products are applicable only in cases of damaged, defective, or incorrect items delivered. The issue must be reported within 24–48 hours of delivery with proper proof such as images or videos. Approved refunds will be processed after verification.

4. Return Policy
Returns are accepted only for damaged or incorrect products. The item must be unused, in its original packaging, and returned within the specified time frame. Return shipping instructions will be shared after approval of the request.

5. Non-Refundable Items
Certain items are not eligible for refund or return, including:
Digital products such as e-books, courses, and downloadable content once accessed or delivered
Completed consultation or therapy sessions
Customized or personalized products or services

6. Refund Processing
Once a refund request is approved, the amount will be processed within 5–10 business days through the original mode of payment. Processing time may vary depending on the payment provider.

7. Incorrect Information or Misuse
Refunds or cancellations may be declined if incorrect information is provided or if there is any misuse of services.

8. Changes to This Policy
Physio Wealth Care reserves the right to update or modify this policy at any time. Changes will be reflected on this page.

9. Contact Us
For any queries related to refunds, returns, or cancellations, please contact us at:
Email: info@physiowealthcare.com

By using our services or purchasing products, you agree to this Refund, Return and Cancellation Policy.